Retirement Planning

For some, this is a long term accumulation plan. For others, retirement planning is about transition in the short term - a transition from generating earnings and accumulating capital, to deriving a future life-long income from this accumulated capital.

Integral knowledge of the latest pension legislation is paramount in working out a strategy that will allow retirement plans to unfold, in line with individual priorities and circumstances. Strategies used exploit the significant tax benefits permitted within the retirement planning arena, and can, where required, work closely with the administrators and trustees of Company and Superannuation schemes.

Where appropriate, retirement proposals receive the full benefits of the investment proposition, through the medium of the various different types of pension plans and schemes. In some cases this can incorporate commercial property investment, or specific property purchase for own business use, or indeed investing in 'Own Company' shares.

The value of pensions and investment and the income they produce can go down as well as up and you may not get back the full amount that you originally invested. The Financial Conduct Authority does not regulate Tax planning